Legal Fees
Sale And Purchase Agreement Legal Fees
Loan Agreement Legal Fees
What are legal fees?
When calculating the cost of buying a property, you might look at the figure quoted in the sales pamphlet and think, “Well, so this is the amount I’ll give them, and they’ll give me the key to my dream home, right?” Unfortunately, no. As a general rule, when you buy a property, you should expect to incur the following additional costs as part and parcel of the transaction:
- Legal Fees – these are the fees you pay to whichever legal firm you have hired to represent you for the transaction and for completing all the necessary paperwork for you, including the Sale and Purchase Agreement (“SPA”), transfer forms. The legal fees chargeable is regulated by the Solicitors Act and lawyers have to follow the scale provided when charging you their legal fees. The legal fees basically go higher as the price of the property increases.
- Disbursements – these are basically the expenses that lawyers incur while preparing your agreements and they include things like travelling, printing, and so on.
- Stamp duty – is basically tax you pay to the government and also varies according to the price of your property. The method of calculation is governed by the Stamp Act 1949
Normally by buying developer projects, you will get FREE Sales & Purchase Legal Fees & FREE Loan Legal Fees. Thus you save quite a sum there depends on your property value. However you need to use their panel lawyers for the agreement.
Other tools or reference which may be relevant to you.
- Home Loan Eligibility (how much loan you can borrow)
- Home Loan Calculator (how much monthly installment)
- Rental Yield Calculator
- Real Property Gain Tax
- Stamp Duty